Do you insure the car or driver

 · Do car insurance policies cover the driver or car? Standard auto insurance policies cover the car. By adding complementary policies, you can guarantee you, the driver, and the vehicle will be protected in the event of an accident. If you have a named driver policy, any driver you want to be covered to drive the vehicle needs to be added to the insurance Occupation: Senior Analyst.  · The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone else’s car. The liability (uninsured motorist and med pay) elements of the policy don’t just cover your car, but you www.doorway.ruted Reading Time: 8 mins. If you’re specifically listed on the car owner’s insurance policy, you’ll be covered when driving that car – even if it’s not your own. If you’re not on the owner’s policy, applicable coverage will again depend on consent.

Car insurance usually follows the car in Washington. The types of car insurance that follow the car in Washington are bodily injury liability, personal injury liability, collision, and comprehensive. You’re required to carry bodily injury liability and property damage liability in Washington. If you let someone borrow your car and they cause an accident in Washington, bodily injury liability insurance pays for injuries to the other driver and their passengers. So generally speaking, the policy insures the car and you as the driver of that car. When it comes to drivers of your vehicle, giving someone permission to use your car (or if they live in your. Since most insurance follows the car, not the driver, you're covered as long as you have permission to drive that car. Second, you as a driver must have insurance. While things like comprehensive and collision insurance won't follow you to a car that's not yours, that's already taken care of by the driver's insurance.

Finding the best car insurance is a challenge for motorists given the number and variety of car insurance products available from the major companies. Some shopping tips will help you in your search for the right car insurance, such as comp. Learn how to add another driver to your car insurance if someone else will have access to your vehicle. Find out if other coverage options exist. If you drive a car, you should have car insurance. Insurance protects you if you get in an acc. Places to find ex-police car sales include auction sites and local government offices that are getting rid of cars to make room for new ones. The process for buying varies according to the parameters established by the websites or the proce.